Landlord Insurance

Landlord Insurance differs from owner occupier insurance in that because the risk is greater, so generally is the premium.

When searching for cheap landlord insurance do always ensure that you are getting the cover you need. Does your landlord insurance cover you for occupation of your rental property by all kinds of tenants, including DSS, students and even asylum seekers? At Landlords and Letting you can purchase cheap landlord insurance that will cover these kinds of tenants as well as professional and self-employed tenants.

Also you will need to know that any loss of rent will be covered in the event that your rental house or flat becomes uninhabitable due to any of the insured risks such as fire, flood, storm or even break ins.

Landlord insurance should also cover you against claims for injury on the premises if it can be established by the claimant that you are at fault in any way, no matter how small! These claims might arise from your tenants or even people you employ, such as tradesmen, to work on your rental property.

At Landlords and Letting we offer four main types of insurance for the landlord

There is Landlord Buildings Insurance, Landlord Contents Insurance, Landlord Commercial Property Insurance and Landlord Rent Guarantee and Legal Expenses Insurance whereby you can insure against your tenant defaulting on the rent. This Landlord Buildings Insurance includes cover for acts of terrorism and a 45 day unoccupancy clause.