Letting and Landlord Insurance in Reading

Reading, in Berkshire has a large and growing lettings market, especially bearing in mind its large student population from the University of Reading. Reading also has a large number of major employers in the IT sector based there including Microsoft. Landlords can also look to The Royal Berks Hospital for another source of good tenants.

Reading is also popular with tenants because it is only about 30 minutes fast train journey to Paddington and has easy access to the M4. The Oracle Shopping Centre in Central Reading has a wealth of major retailers, restaurants and bars.

Reading – Area by Area

Reading is a very large city and like everywhere else varies hugely according to what part of Reading you are in. North Reading is primarily Caversham, a pleasant residential area comprised mainly of family houses, both detached and semi-detached, along with private apartment blocks.

East Reading is an area largely of fairly modest two or three bedroomed Victorian and Edwardian terraced property.

South Reading has somewhat cheaper accommodation – there is a major council estate centred on Whitley, but of course South Reading has extremely good access to the M4.
West Reading has similar property to East Reading but has a somewhat higher crime rate.

Central Reading is a fairly desirable part with access to Reading's vast shopping and entertainment facilities. There are many up-market luxury flats, along with many pleasant residential roads such as Kendrick Road. Reading University campus is situated to the central south east part of Reading.

Map of Reading

There are several kinds of Landlord Insurance for Reading landlords that are well worth considering, whether they have one property or many properties.

Landlord Insurance comes in the following forms: Rent Guarantee with Legal Expenses Insurance for Reading Landlords, Legal Expenses only Insurance for the capital's landlords, and Landlord Building and Home Contents Insurance. There is also Tenants Contents in Reading Insurance which is useful for landlords as well as tenants.

Legal Expenses Insurance for Reading Landlords

Hopefully you will never have any problems with your tenants, but if you do, you are probably going to need good legal help to evict them and/or recover rent that might be unpaid.

This is where Legal Expenses Insurance will be really useful. A single one-off premium will ensure that you are covered for legal assistance from one of their panel of selected solicitors to deal with the problems.

Reading Landlords Rent Guarantee combined with Legal Expenses Insurance

Obviously it's great that you can be covered for expensive legal fees in the event that your tenant(s) stop paying rent, but with Rent Guarantee combined with Legal Expenses Insurance you can insure that if your tenant ceases to pay the rent that after a 'grace period' of one month, your rent will continue to be covered up to a maximum of £2500.00 per calendar month for only £98.70 per year. This policy can also be used for a six month period for a reduced premium.

Remember that if would like to take out Reading Landlord Rent Guarantee & Legal Expenses Insurance that there are certain conditions which must be met at the outset of the tenancy. These are that your tenant must be Credit Checked by a recognized agency, two forms of ID , including one with a photograph of the tenant is supplied, and Proof of Employment is obtained. Also, the tenant must not be handed the keys until the full moving in monies in cash or Bankers Draft or Electronic Funds Transfer have been received and the insurance company has approved and issued your policy.

In fact, just making prospective tenants aware that you will be requiring proper and thorough references can often put off dodgy tenants!


BEFORE getting a quote for Landlord Rent Guarantee &/or Legal Expenses please click here FIRST for details of how to reference.*
See our Rent Guarantee FAQs page for further advice on these policies.

Click panel above for INSTANT QUOTE FOR LANDLORD RENT GUARANTEE & LEGAL EXPENSES INSURANCE.
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Landlord Home Contents Insurance

If you are letting your property furnished, although you will to some extent protect your possession against damage by the tenants with the landlord security deposit, often this will not be sufficient. This is where it's a good idea to consider Reading Landlord Home Contents Insurance, and you can get an instant online quote for this.

Also, unless your property is a flat where the building fabric itself is already covered within your payments to the management company then you will have to also make sure that you have adequate Landlord Buildings Insurance cover. It's advisable to get some professional estimate for the likely cost of reconstructing the property in the even that it should be destroyed.


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On 'PROPERTY DETAILS" You can select 'Buildings' OR ''Contents' OR both.
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Tenants Contents Insurance

Tenants Contents Insurance is insurance that is taken out by tenants to cover their own property in Reading. You may also like to suggest that they include any items belonging to you as a way of helping to protect their security deposit in the event that they damage any of the items in the inventory.


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*Subject to the Terms & Conditions of the Rentguard Policy wording

Letting agents for Reading

Ashley Charles
Suite 12
105 London Road
RG1 4QD
Tel: 0845 056 0268

Placefinders
3 Pitcroft Avenue, Reading,
Berkshire
RG6 1NH
Tel: 0118 966 5222

Appleton Estates
105 London Street
Reading
Berkshire
RG1 4QD
Tel: 01189 076316

Parkers
25/26 Market Place
Reading
Berks RG1 2DG
Tel: 0118 957 5455

John Hallett Ltd
2 Kings Walk
Reading
Berkshire
RG1 2HG
Tel: 0118 959 5858

Medic on the Move
Tel: 0870 350 1858

Hunters Property Services
11 Church Street, Twyford
Reading
RG10 9DR.
Tel: 0118 932 1349