24 July 2014: 20:59 UK Time
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Landlord insurance in Northern Ireland, including Belfast and Londonderry


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Landlord Insurance in Northern Ireland including Belfast and Londonderry

The main centres for rental property in Northern Ireland are of course the two major cities of Belfast and Londonderry Other important towns include Enniskillen, Omagh and Portadown.

Renting and Letting houses and flats in Northern Ireland

Belfast has a high student population at Queen's University, which naturally generates a high demand for stident accommodation in the area.

There are several kinds of Landlord Insurance for Northern Ireland landlords that are well worth considering, whether you have one property or many properties.

Landlord Insurance comes in the following forms: Rent Guarantee with Legal Expenses Insurance for Landlords, Legal Expenses only Insurance and Landlord Building and Home Contents Insurance. There is also Tenants Contents Insurance which is useful for landlords as well as tenants.

Landlord Contents Insurance in Northern ireland

View panel showing buildings insurance cover for all kinds of tenants, including professionals, students, DSS and asylum seekers.

If you are letting your property furnished, although you will to some extent protect your possession against damage by the tenants with the landlord security deposit, often this will not be sufficient. This is where it's a good idea to consider Northern Ireland Landlord Home Contents Insurance, and you can get an instant online quote for this through here.

Also, unless your property is a flat where the building fabric itself is already covered within your payments to the management company then you will have to also make sure that you have adequate Landlord Buildings Insurance cover. It's advisable to get some professional estimate for the likely cost of reconstructing the property in the even that it should be destroyed.

Cover for Houses, Bungalows and Flats
Commercial and residential combined if required
Loss of rent cover is 30% of the Buildings Sum Insured
45 day unoccupancy clause
Cover up to £40,000.00


You can, if you wish, buy both Buildings Insurance and Home Contents Insurance at the same time.

Click for quotes for Landlord Household Insurance
Click panel above for INSTANT QUOTE FOR LANDLORD BUILDING AND/OR HOME CONTENTS INSURANCE
NOTE. On 'PROPERTY DETAILS" You can select 'Buildings' OR ''Contents' OR both.
Save £10.00 admin fee – buy online.



Landlord Buildings Insurance in Northern Ireland

View panel showing buildings insurance cover for all kinds of tenants, including professionals, students, DSS and asylum seekers.

Standard insurance rates for Professional Lets start at just £1.80 per £1,000 sum insured. We provide quotes to the Private Rented Sector for properties let to: Professionals/People of independent means, students, DSS and Unoccupied Properties. In addition we provide comprehensive cover for U.K. Holiday and Secondary Homes.

Cover for Houses, Bungalows and Flats
Commercial and residential combined if required
Loss of rent cover is 30% of the Buildings Sum Insured
Property owner's liability up to £2,000,000 including Terrorism cover
45 day unoccupancy clause
Contents cover, if required, up to £40,000.00

VERY COMPETITIVE BUILDINGS INSURANCE QUOTES FOR BLOCKS OF FLATS

Email info@landlordsandletting.co.uk for very competitive quotes on insurance for blocks of flats or apartments, including terrorism cover.
Insurance for flats let to working people, self-employed, students DSS, asylum seekers or owner occupation

Click for quotes for Landlord Household Insurance
Click panel above for INSTANT QUOTE FOR LANDLORD BUILDING AND/OR HOME CONTENTS INSURANCE
and to BUY ONLINE.
On 'PROPERTY DETAILS" You can select 'Buildings' OR ''Contents' OR both.
Save £10.00 admin fee – buy online.


More information on landlord building insurance here.


Northern Ireland Landlords Rent Guarantee combined with Legal Expenses Insurance

Obviously it's great that you can be covered for expensive legal fees in the event that your tenant(s) stop paying rent, but with Rent Guarantee combined with Legal Expenses Insurance you can insure that if your tenant ceases to pay the rent that after a 'grace period' of one month, your rent will continue to be covered up to a maximum of £2500.00 per calendar month for only £99.00 per year. This policy can also be used for a six month period for a reduced premium.

Remember that if would like to take out Landlord Rent Guarantee & Legal Expenses Insurance that there are certain conditions which must be met at the outset of the tenancy. These are that your tenant must be Credit Checked by a recognized agency, two forms of ID , including one with a photograph of the tenant is supplied, and Proof of Employment is obtained. Also, the tenant must not be handed the keys until the full moving in monies in cash or Bankers Draft or Electronic Funds Transfer have been received and the insurance company has approved and issued your policy.

In fact, just making prospective tenants aware that you will be requiring proper and thorough references can often put off dodgy tenants!

Get a quote for Rent Guarantee Insurance in Northern Ireland now.

Click and select 'Rent & Legal Protection Insurance'



Tenants Contents Insurance in Northern Ireland

Tenants Contents Insurance is insurance that is taken out by tenants to cover their own property in Northern Ireland. You may also like to suggest that they include any items belonging to you as a way of helping to protect their security deposit in the event that they damage any of the items in the inventory.

Click to obtain quotes for Tenants Contents Insurance
Click panel above for INSTANT QUOTE FOR TENANTS CONTENTS INSURANCE
Save £10.00 admin fee – buy online.

 

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*Subject to the Terms & Conditions of the Rentguard Policy wording

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Call our UK call centre on 020 8587 1060 - our Landlord Direct Line, quoting 'Landlords and Letting'.
Lines open 8.00am to 5.30pm Mon to Fri or 9.00am to 3.00pm Sat. Out of hours just leave a voicemail and we'll get back to you asap!
Or email info@landlordsandletting.co.uk

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Landlordsandletting.co.uk is an information site. Seek independent legal advice before proceeding with any transaction. LandlordsandLetting is owned by Sureweb Ltd and acts as an introducer only. Rentguard policy conditions are always subject to Terms & Conditions of the relevant Rentguard Policy Document wording.©Sureweb 2013
All the above is subject to the Terms & Conditions of the Rentguard Policy Wording.