10 February 2016: 08:31 UK Time
Landlord insurance in Northern Ireland, including Belfast and Londonderry
Landlord Insurance in Northern Ireland including Belfast and Londonderry
The main centres for rental property in Northern Ireland are of course the two major cities of Belfast and Londonderry Other important towns include Enniskillen, Omagh and Portadown.
Renting and Letting houses and flats in Northern Ireland
Belfast has a high student population at Queen's University, which naturally generates a high demand for stident accommodation in the area.
There are several kinds of Landlord Insurance for Northern Ireland landlords that are well worth considering, whether you have one property or many properties.
Landlord Insurance comes in the following forms: Rent Guarantee with Legal Expenses Insurance for Landlords, Legal Expenses only Insurance and Landlord Building and Home Contents Insurance. There is also Tenants Contents Insurance which is useful for landlords as well as tenants.
Landlord Contents Insurance in Northern ireland
|VERY COMPETITIVE BUILDINGS INSURANCE QUOTES FOR BLOCKS OF FLATS
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Insurance for flats let to working people, self-employed, students DSS, asylum seekers or owner occupation
Click panel above for INSTANT QUOTE FOR LANDLORD BUILDING AND/OR HOME CONTENTS INSURANCE
and to BUY ONLINE.
On 'PROPERTY DETAILS" You can select 'Buildings' OR ''Contents' OR both.
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More information on landlord building insurance here.
Obviously it's great that you can be covered for expensive legal fees in the event that your tenant(s) stop paying rent, but with Rent Guarantee combined with Legal Expenses Insurance you can insure that if your tenant ceases to pay the rent that after a 'grace period' of one month, your rent will continue to be covered up to a maximum of £3000.00 per calendar month for only £99.00 per year. This policy can also be used for a six month period for a reduced premium.
Remember that if would like to take out Landlord Rent Guarantee & Legal Expenses Insurance that there are certain conditions which must be met at the outset of the tenancy. These are that your tenant must be Credit Checked by a recognized agency, two forms of ID , including one with a photograph of the tenant is supplied, and Proof of Employment is obtained. Also, the tenant must not be handed the keys until the full moving in monies in cash or Bankers Draft or Electronic Funds Transfer have been received and the insurance company has approved and issued your policy.
In fact, just making prospective tenants aware that you will be requiring proper and thorough references can often put off dodgy tenants!
Tenants Contents Insurance is insurance that is taken out by tenants to cover their own property in Northern Ireland. You may also like to suggest that they include any items belonging to you as a way of helping to protect their security deposit in the event that they damage any of the items in the inventory.
Click panel above for INSTANT QUOTE FOR TENANTS CONTENTS INSURANCE
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*Subject to the Terms & Conditions of the Rentguard Policy wording
Call our UK call centre on 0800 033 4111 - our Landlord Direct Line, quoting 'Landlords and Letting'. Lines are open Monday to Thursday 9.00am to 7.00pm. Friday 9.00am to 6.00pm and Saturday 9.00am to 5.00pm. Out of hours just email firstname.lastname@example.org
Giants Causeway in Northern Ireland
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Landlordsandletting.co.uk is an information site. Seek independent legal advice before proceeding with any transaction. LandlordsandLetting is owned by Sureweb Ltd and acts as an introducer only. Rentguard policy conditions are always subject to Terms & Conditions of the relevant Rentguard Policy Document wording.©Sureweb 2016