Landlord Insurance in Manchester

Manchester is one of the UK's largest lettings market, especially bearing in mind its huge student population and indeed TV studios with many people on short-term contracts. There are several kinds of Landlord Insurance for Manchester landlords that are well worth considering, whether you have one property or many properties. There is a rather high crime rate in some parts of Manchester and as a landlord you would be well advised to ensure that you are fully covered.

Landlord Insurance comes in the following forms: Rent Guarantee with Legal Expenses Insurance for Manchester Landlords, Legal Expenses only Insurance for the capital's landlords, and Landlord Building and Home Contents Insurance. There is also Tenants Contents in Manchester Insurance which is useful for landlords as well as tenants.

Legal Expenses Insurance for Manchester Landlords

Hopefully you will never have any problems with your tenants, but if you do, you are probably going to need good legal help to evict them and/or recover rent that might be unpaid.

This is where Legal Expenses Insurance will be really useful. A single one-off premium will ensure that you are covered for legal assistance from one of their panel of selected solicitors to deal with the problems.

Manchester Landlords Rent Guarantee combined with Legal Expenses Insurance

Obviously it's great that you can be covered for expensive legal fees in the event that your tenant(s) stop paying rent, but with Rent Guarantee combined with Legal Expenses Insurance you can insure that if your tenant ceases to pay the rent that after a 'grace period' of one month, your rent will continue to be covered up to a maximum of £2500.00 per calendar month for only £98.70 per year. This policy can also be used for a six month period for a reduced premium.

Remember that if would like to take out Manchester Landlord Rent Guarantee & Legal Expenses Insurance that there are certain conditions which must be met at the outset of the tenancy. These are that your tenant must be Credit Checked by a recognized agency, two forms of ID , including one with a photograph of the tenant is supplied, and Proof of Employment is obtained. Also, the tenant must not be handed the keys until the full moving in monies in cash or Bankers Draft or Electronic Funds Transfer have been received and the insurance company has approved and issued your policy.

In fact, just making prospective tenants aware that you will be requiring proper and thorough references can often put off dodgy tenants!


BEFORE getting a quote for Landlord Rent Guarantee &/or Legal Expenses please click here FIRST for details of how to reference.*
See our Rent Guarantee FAQs page for further advice on these policies.

Click panel above for INSTANT QUOTE FOR LANDLORD RENT GUARANTEE & LEGAL EXPENSES INSURANCE.
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Landlord Home Contents Insurance

If you are letting your property furnished, although you will to some extent protect your possession against damage by the tenants with the landlord security deposit, often this will not be sufficient. This is where it's a good idea to consider Manchester Landlord Home Contents Insurance, and you can get an instant online quote for this here.

Also, unless your property is a flat where the building fabric itself is already covered within your payments to the management company then you will have to also make sure that you have adequate Landlord Buildings Insurance cover. It's advisable to get some professional estimate for the likely cost of reconstructing the property in the even that it should be destroyed.


Click panel above for INSTANT QUOTE FOR LANDLORD BUILDING AND/OR HOME CONTENTS INSURANCE
On 'PROPERTY DETAILS" You can select 'Buildings' OR ''Contents' OR both.
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Tenants Contents Insurance

Tenants Contents Insurance is insurance that is taken out by tenants to cover their own property in Manchester. You may also like to suggest that they include any items belonging to you as a way of helping to protect their security deposit in the event that they damage any of the items in the inventory.


Click panel above for INSTANT QUOTE FOR TENANTS CONTENTS INSURANCE
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*Subject to the Terms & Conditions of the Rentguard Policy wording

Letting agents for Manchester