Landlord Insurance in Birmingham

Birmingham, postioned as it is centrally within the UK within about 90 minutes car journey of the London has a large and important lettings market, especially bearing in mind its large student population from Birmingham University, major commercial and manufacturing infrastructure, and it's strategic position close to the M6 connecting it with London and The North. There are several kinds of Landlord Insurance for Birmingham landlords that are well worth considering, whether you have one property or many properties. There is a rather high crime rate in some parts of Birmingham and landlords would be well advised to ensure that they are fully covered.

Landlord Insurance from Rentguard comes in the following forms: Rent Guarantee with Legal Expenses Insurance for Birmingham Landlords, Legal Expenses only Insurance for the capital's landlords, and Landlord Building and Home Contents Insurance. There is also Tenants Contents in Birmingham Insurance which is useful for landlords as well as tenants.

Landlord Buildings Insurance

When it comes to flats and indeed most leasehold property you will usually find that Buildings Insurance is included in the service charge. In the case of freehold property such as most houses, you will have to ensure that the building fabric is covered and in fact your mortgage company will insist on it.

Click panel above for INSTANT QUOTE FOR LANDLORD BUILDING AND/OR HOME CONTENTS INSURANCE
and to BUY ONLINE.
On 'PROPERTY DETAILS" You can select 'Buildings' OR ''Contents' OR both.
Save £10.00 admin fee – buy online.

More information on landlord building insurance here.

Landlord Building and/or Home Contents Insurance

If you are letting your property furnished, although you will to some extent protect your possession against damage by the tenants with the landlord security deposit, often this will not be sufficient. This is where it's a good idea to consider Birmingham Landlord Home Contents Insurance, and you can get an instant online quote for this through Landlords and Letting Referencing Service.

Also, unless your property is a flat where the building fabric itself is already covered within your payments to the management company then you will have to also make sure that you have adequate Landlord Buildings Insurance cover. It's advisable to get some professional estimate for the likely cost of reconstructing the property in the even that it should be destroyed.


Click panel above for INSTANT QUOTE FOR LANDLORD BUILDING AND/OR HOME CONTENTS INSURANCE
On 'PROPERTY DETAILS" You can select 'Buildings' OR ''Contents' OR both.
Save £10.00 admin fee – buy online.

Birmingham Landlords Rent Guarantee combined with Legal Expenses Insurance

Obviously it's great that you can be covered for expensive legal fees in the event that your tenant(s) stop paying rent, but with Rent Guarantee combined with Legal Expenses Insurance you can insure that if your tenant ceases to pay the rent that after a 'grace period' of one month, your rent will continue to be covered up to a maximum of £2500.00 per calendar month for only £99.00 per year. This policy can also be used for a six month period for a reduced premium of just £53.00.

Remember that if would like to take out Birmingham Landlord Rent Guarantee & Legal Expenses Insurance that there are certain conditions which must be met at the outset of the tenancy. These are that your tenant must be Credit Checked by a recognized agency, two forms of ID , including one with a photograph of the tenant is supplied, and Proof of Employment is obtained. Also, the tenant must not be handed the keys until the full moving in monies in cash or Bankers Draft or Electronic Funds Transfer have been received and the insurance company has approved and issued your policy.

In fact, just making prospective tenants aware that you will be requiring proper and thorough references can often put off dodgy tenants!

Get a quote for Rent Guarantee Insurance now.

Tenants Contents Insurance is insurance that is taken out by tenants to cover their own property in Birmingham. You may also like to suggest that they include any items belonging to you as a way of helping to protect their security deposit in the event that they damage any of the items in the inventory.


Click panel above for INSTANT QUOTE FOR TENANTS CONTENTS INSURANCE
Save £10.00 admin fee – buy online.

*Subject to the Terms & Conditions of the Rentguard Policy wording

Call our UK call centre on 0844 357 8125 - our Landlord Direct Line, quoting 'Landlords and Letting'.
Lines open 8.00am to 5.30pm Mon to Fri or 9.00am to 3.00pm Sat. Out of hours just leave a voicemail and we'll get back to you asap!
Or email info@landlordsandletting.co.uk