Full Policy Documents for all policies

Household Insurances are organised by RGA Underwriting Ltd in association with RSA Insurance or Equity Red Star. Tenants' Contents Insurance is in association with RSA.

Commercial Property Insurance is organised by RGA Underwriting Ltd in association with Sterling Insurance.

Insurance for Shops, Fast Food Takeaway Restaurants, Hairdressers, Offices and more

Buildings and Contents Insurance for High Risk Premises

We can provide insurance for high risk establishments, such as fast food takeaway restaurants, taxi offices, hairdressing and beauty salons, travel agents, estate agents, dental surgeries and more.

Kinds of premises covered

• Restaurants
• Fast Food Takeaways
• Offices
• Taxi Offices
• Estate Agents
• Travel Agents
• Hairdressing & Beauty Salons
• Dental surgeries.
• Car accessory shops.
• Furniture stores.
• Garden centres.

Vacant And Unoccupied Commercial Property Insurance

This insurance provides Unoccupied Commercial Property Insurance, including cover for standard perils and property owner's liability

Residential And Commercial Combined

Insurance cover is also available for 'Commercial & Residential' combined policies throughout the UK. This policy covers buildings with a combination of residential and commercial interests such as offices, shops, restaurants etc with residential accommodation attached. This includes commercial policies where the landlord lives above. We also provide cover for multiple tenancy types.

Policy Benefits

• Full Accidental Damage cover.
• Cover for Material Damage through accidental loss or destruction.
• Up to £2 Million Property Owners Liability (subject to additional premium).
• Up to 20% Loss of Rent(subject to additional premium).

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Full Policy Details. Download PDF